Why it pays to choose carefully

You are handing a moving company your whole home. Most moves go well, but an unclear price or a damage dispute can be expensive. These eight checks take little time and tell you a lot.

Where to check
ItemWhere to check
Business ID and registersThe YTJ service
Price and termsA written quote
Liability for damageThe quote and the company’s terms
Customer experiencesReviews and people you know
Who does the workAsk the company
PaymentAn invoice or receipt

1. Company details in YTJ

Search for the company by name or Business ID in the YTJ service. You can see whether it is registered and whether it is in, for example, the prepayment register and the VAT register. Nordmuutto’s Business ID is 3597783-1, and you can check it yourself.

YTJ: Finnish Business Information System

2. A written quote

Ask for the quote in writing, by email for example. It should set out the work, the price and the terms. A verbal promise is hard to prove later if something doesn’t go as agreed.

3. A clear pricing basis

Find out whether the price is fixed or based on time, and what extra charges may apply. For consumer services, a price estimate may be exceeded by at most 15 per cent. See how to compare quotes.

KKV: agreeing on the price of services

4. Liability and insurance

Ask how damage is compensated and how to report it. The law caps a carrier’s liability at €20 per kilogram unless the damage was intentional or caused by gross negligence. Check what your own home insurance covers during the move, too.

Finlex: Road Transport Contracts Act (in Finnish)

5. Customer reviews

Read recent reviews from several sources and see how the company responds to criticism. A few detailed experiences tell you more than many perfect ratings with no text. Ask people you know which movers they have used.

6. Who turns up on the day?

Ask whether the company’s own staff do the work or a subcontractor. Then you know who is responsible and who to contact. Nordmuutto moves with our own team and vehicles.

7. Payment and receipts

You should get an invoice or receipt showing VAT. Prices quoted to consumers must include tax. A large cash prepayment is a reason to ask more questions.

KKV: agreeing on the price of services

8. Good planning before the move

A reliable company asks about floors, lifts, parking and heavy items. Those questions show the move is being planned, not guessed.

Gather your details with our moving checklist. Then any company can give you a more accurate quote.

Questions worth asking

These questions quickly show how a company works:

  • Is the price fixed or an estimate, and what does it include?
  • How many movers will come, and with what size of van?
  • What happens if the move takes longer than estimated?
  • How is damage reported and compensated?
  • Do your own staff do the work, or a subcontractor?
  • How do cancellation and changing the date work?

If something goes wrong

Photograph any damage straight away and report it to the company in writing as soon as possible. Note visible damage at delivery. Most issues are settled directly with the company.

If you can’t reach an agreement, consumers can get help from consumer advisory services and, if needed, take the matter to the Consumer Disputes Board. The board has also issued decisions on disputes about moving services.

Consumer Disputes Board: moving-service decision (in Finnish)

A small local company or a big chain?

With a small local company you often speak directly to the people who will do the work, and schedules can be flexible. A bigger company may have more vehicles and staff available at once. Both can be reliable. What matters is a clear quote, proper company details and agreed liability for damage.

Comparison and brokerage sites

Many websites collect moving quotes for you. They save time, but your contract is ultimately with the moving company. So check the chosen company’s details just as you would for a quote you requested directly: Business ID, a written quote and the terms.

On moving day

You can recognise a reliable company on moving day too. The movers arrive at the agreed time or tell you about a delay, protect furniture and the route, and ask when something is unclear.

Be there yourself, or appoint a contact person who can answer questions and check at the end that everything has arrived.

After the move

Check your belongings and furniture as soon as you can. If you find damage, photograph it and report it to the company in writing. If everything went well, leave a review. Honest reviews help the next people choose and reward good work.

Signs of a scam

Professional moving companies operate openly. Be careful if you notice any of these:

  • The company has no Business ID, or its website has no contact details.
  • The price is far below others with no explanation.
  • The company demands the full amount in cash in advance.
  • The price rises on moving day without a good reason.
  • The company won’t give the quote in writing.

Choosing a mover, step by step

The choice is quick when you go in order.

How to choose a moving company
  1. 1Ask for 2–3 quotesGive everyone the same details.
  2. 2Check company detailsBusiness ID and registers in YTJ.
  3. 3Compare the contentPrice, basis, extra charges and liability.
  4. 4Ask about unclear pointsIn writing, so the answers are recorded.
  5. 5Confirm the bookingDate, price and scope in writing.
  6. 6Moving dayA contact person present, a final check.
  7. 7Check and reviewReport damage straight away, leave a review.

Your consumer rights in brief

When you buy a move as a private person, the rules on consumer services and transport protect you. The key points are in the table.

What do the rules say?
SituationMain rule
Price estimateThe final price may exceed it by at most 15%
Fixed priceBinds the company
No price agreedThe price must be reasonable
Price displayTotal price including VAT for consumers
DamageLiability €20/kg, unless caused by gross negligence
DisputeConsumer advice and, if needed, the Consumer Disputes Board

KKV: agreeing on the price of services

Movers or friends?

Moving with friends can be cheaper, but it has risks. If something breaks or someone gets hurt, nobody is responsible in the way a company is. The move also often takes longer when the helpers lack experience and equipment.

For a small move, friends can be enough. For big moves, heavy furniture and many floors, professionals are usually the safer choice. See also what affects moving costs.

Example: a clear quote and an unclear one

Two quotes can look similar, but their content says a lot about the company.

Made-up comparison
ItemClear quoteUnclear quote
Company detailsName, Business ID, contact detailsJust a phone number
PriceTotal price incl. VATHourly rate with no time estimate
ScopeCarrying, transport, protection itemised“Move”
Extra chargesFloors and carrying distance statedNot mentioned
DamageExplains how to report itNot mentioned

An illustrative example.

What Nordmuutto promises

We move homes and offices with our own team and vehicles in Helsinki, Espoo and Vantaa, weekends included. We agree the price and the scope of work in advance, and our quote is always in writing. We serve customers in Finnish and English. Our Business ID is 3597783-1, and you can check it in the YTJ service.

Service in English

If you don’t speak Finnish, ask whether the company serves customers in English. A move involves many details, such as access, timing and damage handling, so a shared language matters. Nordmuutto serves customers in both Finnish and English.

When you need movers fast

Sometimes a move comes up at short notice. Even then, check at least the company’s Business ID, get the price in writing and confirm what it includes. A short email or message is enough. Being in a hurry is no reason to leave important things unagreed.

References for office moves

For an office move, you can ask the company for references from similar jobs. Ask what kinds of offices they have moved, how IT equipment and archives were handled and whether the schedule held. See also our office moving checklist.

How to recognise good work on moving day

A professional crew starts by going through what is moving and what stays, and asks which items are especially valuable or fragile. Doors, floors and stairwell corners are protected before carrying starts, and furniture is wrapped in moving blankets or plastic. The van is loaded to a plan, with heavy items low and everything secured.

A good mover also tells you if something won’t fit or needs taking apart, instead of forcing it. At the other end, things go to the right rooms, and there is a joint check at the end. Tidy work and clear communication say more about a company than any advert.

What a written confirmation should include

Once you choose a company, ask for a written confirmation of the booking. Check that it includes at least these:

  • Moving date and estimated start time
  • Both addresses, floors and lifts
  • Scope: carrying, transport, protection and any extra services
  • Price, pricing basis and any extra charges
  • Cancellation and rescheduling terms
  • Contact people and phone numbers on both sides

Choosing a mover for your business

For an office move, invoicing, scheduling and confidentiality matter too. Make sure the company invoices your business details and shows prices clearly both excluding and including VAT. Ask whether the move can happen in the evening or at the weekend if operations can’t stop, and how confidential documents and IT equipment are handled. Nordmuutto also does office moves at weekends.

A good partner makes a moving plan with you, names a contact person and tells you in advance what is expected of your own staff.

Trust comes from openness

A reliable moving company doesn’t hide its details or prices. It tells you who does the work, what the price includes and what happens if something goes wrong. When these things are clear before you book, moving day is usually calm. If something remains unclear, ask, and if you don’t get an answer, treat that as a warning sign.

Price isn’t everything

A low price is tempting, but a move’s success also depends on the movers’ experience, equipment and planning. When comparing, ask yourself: do I know exactly what I get for this price? If the answer is yes and the company details check out, the price is comparable.

A good company also says what it doesn’t do

A reliable moving company tells you in advance what it won’t carry or do, for example transporting hazardous substances or making electrical and water connections for appliances. Stating its limits isn’t a bad sign; it shows the company knows its responsibilities.

Choosing a mover: frequently asked questions

Short answers:

  • Must a moving company have insurance? Ask how damage is compensated. The law limits a carrier’s liability, so the question matters.
  • How do I see whether a company is in the prepayment register? In the YTJ service, by company name or Business ID.
  • Can I cancel the move? Cancellation terms vary between companies, so check them in the quote.
  • Should I choose the cheapest? First compare whether the quotes include the same work and the same liability.

Choosing in a nutshell

Check the Business ID, get a written quote and ask about liability. Compare the content, not just the price.

Useful official guidance

YTJ: Finnish Business Information SystemKKV: agreeing on the price of servicesFinlex: Road Transport Contracts Act (in Finnish)

Help with your move

Explore the service and tell us about your move. We agree the scope and price before confirming a booking.

Home movesGet a free moving quote

Read next

How to compare moving quotes in FinlandWhat affects moving costs? 7 factors and ways to saveCan you get the household tax credit for a move in 2026?Moving checklist: how to prepare for a move in HelsinkiHow much does a move cost?